Commercial Insurance

Policies That Protect Your Livelihood

HD Mutual offers a variety of commercial insurance coverages. We provide business owners with the peace of mind that comes from knowing your assets are protected. 

From small business insurance to multi-unit rentals, our insurance representatives will help you understand all your options and walk you through the process, so you can focus on what you do best – running your business.  

Find the right coverage that works for you.

Balancing protection and affordability can be daunting. With a multitude of packages available, HD Mutual has you covered.

Packages available for:

Protection Through the Unexpected

Managing risk is an essential part of operations for every business. Now more than ever, it is important to ensure that your business is protected if something unexpected happens. 

Business Interruption Insurance Coverages can include:

If an insured property loss occurs (e.g. a fire) and your business can’t carry on as usual, business interruption insurance will help you continue meeting your fixed costs and retain your key personnel if your income is diminished.  

From additional out-of-pocket costs like rental of a temporary location, rental of equipment or tools, or replacement of inventory, this type of insurance coverage offers many benefits to business owners.  

Find the right coverage that works for you.

Balancing protection and affordability can be daunting. With a multitude of coverages and discounts available, comparing quotes can feel intimidating, we want to help with that.

Our experienced agents and brokers will assist you in selecting the best coverages for your business, while ensuring that you are receiving the best value. At HD Mutual, we simplify the process. 

Our agents and brokers go beyond simply reviewing your current coverage; we work with you to determine as best as possible your property replacement cost. This ensures that you’re adequately insured, particularly crucial during times of inflation and resource scarcity. We then tailor coverage recommendations and apply applicable discounts to make your insurance policy both comprehensive and cost-effective.

How can we help you?

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