Home Insurance

Coverage Tailored to your Life

Discover protection that evolves with you, whether it’s your first apartment or dream home. HD Mutual understands that every home is unique – whether it’s the fulfilment of a lifelong dream or the start of a new chapter. With HD Mutual, you’ll discover competitive rates and flexible coverage that adapts to your evolving story, always by your side when you need us most.  

Our agents and brokers aren’t just experts; they’re your neighbours, intimately familiar with our shared communities. We understand that your home represents one of life’s most significant investments, and that’s why we’re committed to delivering the exceptional service and local expertise you deserve.  

Packages available for:

Depending on the package, coverage may extend to:

Optional Coverages available for:

Service Line Coverage:

This coverage can be purchased for your home, cottage, or rental dwelling to protect against leaks, breaks, tears, ruptures, collapse, or arcing of a covered service line, including:  

Find the right coverage that works for you

Balancing protection and affordability can be daunting. With a multitude of coverages and discounts available, comparing quotes can feel intimidating, we want to help with that.

At HD Mutual, we simplify the process. Our agents and brokers go beyond simply reviewing your current coverage; we work with you to determine as best as possible your property replacement cost. This ensures that you’re adequately insured, particularly crucial during times of inflation and resource scarcity. We then tailor coverage recommendations and apply applicable discounts to make your insurance policy both comprehensive and cost-effective.  

Get The Coverage You Need

Let us show you the difference HD Mutual can make.

Leagal Information

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